Health insurance in Delaware
Delaware residents enroll in Marketplace plans through HealthCare.gov, and Delaware has expanded Medicaid. With a small number of carriers in the state, it pays to compare networks and total costs carefully, and we walk you through it.
- Marketplace
- HealthCare.gov
- Plan options
- ACA & private
- Medicaid expansion
- Yes
- Our agents
- Licensed in DE
Individual & family plans in Delaware
Delaware uses HealthCare.gov, the federal Health Insurance Marketplace. Every Marketplace plan covers essential health benefits like doctor visits, hospital care, prescriptions, maternity care and mental health services, and no one can be turned down because of a pre-existing condition.
Prices depend on your age, your county, whether you use tobacco, and the plan level you choose. Many Delaware families qualify for a premium tax credit that lowers their monthly payment, and households with modest incomes can get extra savings on Silver plans.
Delaware has expanded Medicaid. If your income is low, Medicaid may be a better fit than a paid plan, and we'll tell you if that's the case.
Small business health insurance in Delaware
We help Delaware business owners and their employees each get their own individual health coverage, ACA or private, matched to each person's situation and budget. There are no group participation rules, and many employees qualify for income-based savings.
Dental, vision and supplemental coverage
Round out your coverage with dental, vision, accident, critical illness or telehealth plans, whichDelaware residents can usually buy any time of year. See supplemental options.
Areas we serve in Delaware
Our licensed agents help people statewide, including in Wilmington, Dover, Newark, Middletown and Georgetown. Everything can be done by text, phone and online, so it doesn't matter where in Delaware you live.
Page last reviewed November 2026.
Delaware health insurance FAQs
How do I sign up for health insurance in Delaware?
Delaware residents enroll in Marketplace plans through HealthCare.gov, the federal marketplace. You can apply yourself or have a licensed agent like us help you compare plans and complete the application at no extra cost.
Can I get help paying for health insurance in Delaware?
Many Delaware households qualify for a premium tax credit that lowers the monthly cost of a Marketplace plan, based on income and household size. Delaware has expanded Medicaid, so adults with lower incomes may qualify for Medicaid instead.
Do you offer private health insurance in Delaware?
Yes. Along with ACA Marketplace plans, we offer private health insurance options in Delaware. We compare both and recommend the most affordable fit for your situation.
Do you help small businesses in Delaware?
Yes. We help Delaware business owners and their employees each get their own individual coverage, ACA or private, plus dental, vision and other add-ons.
Compare Delaware health plans in about a minute.
Answer a few quick questions and a licensed agent will text you with options. No cost, no obligation.