Health insurance in Texas
Texas has one of the largest Marketplace enrollments in the country, and plan choices change a lot between metros. We help Texans compare networks, drug coverage and total costs before they enroll.
- Marketplace
- HealthCare.gov
- Plan options
- ACA & private
- Medicaid expansion
- No
- Our agents
- Licensed in TX
Individual & family plans in Texas
Texas uses HealthCare.gov, the federal Health Insurance Marketplace. Every Marketplace plan covers essential health benefits like doctor visits, hospital care, prescriptions, maternity care and mental health services, and no one can be turned down because of a pre-existing condition.
Prices depend on your age, your county, whether you use tobacco, and the plan level you choose. Many Texas families qualify for a premium tax credit that lowers their monthly payment, and households with modest incomes can get extra savings on Silver plans.
Texas has not expanded Medicaid, so some adults with very low incomes fall into a "coverage gap." Talk to us and we'll walk you through every option available to you.
Small business health insurance in Texas
We help Texas business owners and their employees each get their own individual health coverage, ACA or private, matched to each person's situation and budget. There are no group participation rules, and many employees qualify for income-based savings.
Dental, vision and supplemental coverage
Round out your coverage with dental, vision, accident, critical illness or telehealth plans, whichTexas residents can usually buy any time of year. See supplemental options.
Areas we serve in Texas
Our licensed agents help people statewide, including in Houston, Dallas, San Antonio, Austin, Fort Worth and El Paso. Everything can be done by text, phone and online, so it doesn't matter where in Texas you live.
Page last reviewed November 2026.
Texas health insurance FAQs
How do I sign up for health insurance in Texas?
Texas residents enroll in Marketplace plans through HealthCare.gov, the federal marketplace. You can apply yourself or have a licensed agent like us help you compare plans and complete the application at no extra cost.
Can I get help paying for health insurance in Texas?
Many Texas households qualify for a premium tax credit that lowers the monthly cost of a Marketplace plan, based on income and household size. Texas has not expanded Medicaid, so some adults with very low incomes may not qualify for either Medicaid or Marketplace savings. We will help you understand your options.
Do you offer private health insurance in Texas?
Yes. Along with ACA Marketplace plans, we offer private health insurance options in Texas. We compare both and recommend the most affordable fit for your situation.
Do you help small businesses in Texas?
Yes. We help Texas business owners and their employees each get their own individual coverage, ACA or private, plus dental, vision and other add-ons.
Compare Texas health plans in about a minute.
Answer a few quick questions and a licensed agent will text you with options. No cost, no obligation.