Health insurance in Florida
Florida has one of the largest Marketplace enrollments in the country, which means lots of plan choices and lots of fine print. We help Florida families and self-employed workers sort through networks, drug lists and costs before they enroll.
- Marketplace
- HealthCare.gov
- Plan options
- ACA & private
- Medicaid expansion
- No
- Our agents
- Licensed in FL
Individual & family plans in Florida
Florida uses HealthCare.gov, the federal Health Insurance Marketplace. Every Marketplace plan covers essential health benefits like doctor visits, hospital care, prescriptions, maternity care and mental health services, and no one can be turned down because of a pre-existing condition.
Prices depend on your age, your county, whether you use tobacco, and the plan level you choose. Many Florida families qualify for a premium tax credit that lowers their monthly payment, and households with modest incomes can get extra savings on Silver plans.
Florida has not expanded Medicaid, so some adults with very low incomes fall into a "coverage gap." Talk to us and we'll walk you through every option available to you.
Small business health insurance in Florida
We help Florida business owners and their employees each get their own individual health coverage, ACA or private, matched to each person's situation and budget. There are no group participation rules, and many employees qualify for income-based savings.
Dental, vision and supplemental coverage
Round out your coverage with dental, vision, accident, critical illness or telehealth plans, whichFlorida residents can usually buy any time of year. See supplemental options.
Areas we serve in Florida
Our licensed agents help people statewide, including in Miami, Tampa, Orlando, Jacksonville, Fort Lauderdale and Tallahassee. Everything can be done by text, phone and online, so it doesn't matter where in Florida you live.
Page last reviewed November 2026.
Florida health insurance FAQs
How do I sign up for health insurance in Florida?
Florida residents enroll in Marketplace plans through HealthCare.gov, the federal marketplace. You can apply yourself or have a licensed agent like us help you compare plans and complete the application at no extra cost.
Can I get help paying for health insurance in Florida?
Many Florida households qualify for a premium tax credit that lowers the monthly cost of a Marketplace plan, based on income and household size. Florida has not expanded Medicaid, so some adults with very low incomes may not qualify for either Medicaid or Marketplace savings. We will help you understand your options.
Do you offer private health insurance in Florida?
Yes. Along with ACA Marketplace plans, we offer private health insurance options in Florida. We compare both and recommend the most affordable fit for your situation.
Do you help small businesses in Florida?
Yes. We help Florida business owners and their employees each get their own individual coverage, ACA or private, plus dental, vision and other add-ons.
Compare Florida health plans in about a minute.
Answer a few quick questions and a licensed agent will text you with options. No cost, no obligation.